What You Must Know About Home Appraisals

 Here is some basic information on why appraisals vary and values can be different.

HouseLogic | REALTOR® Content Resource | What You Must Know About Home Appraisals

2013-NAR-Issue-Brief-Fiscal-Cliff-Real-Estate-Provisions-0102-1232.pdf (application/pdf Object)

 Real Estate provisions in the Fiscal Cliff Bill.

2013-NAR-Issue-Brief-Fiscal-Cliff-Real-Estate-Provisions-0102-1232.pdf (application/pdf Object)

3 expenses besides the mortgage that you need to be able to afford

I would also include a monthly maintenance budget as well. Landscape maintenance, light bulbs, batteries for those smoke detectors, air filters....all add up!

3 expenses besides the mortgage that you need to be able to afford

Realty Times - Mortgage Rates Calm, Near Record Lows

Still a great time to get a loan..

Realty Times - Mortgage Rates Calm, Near Record Lows

Rent Prices Continue to Rise Faster than Asking Prices

For the Dallas and surrounding areas, this is so true. I have seen rental values spike above the market mortgage rates to the point where some landlords are making $500 a month in positive income after paying their PIMI. Great news for landlords. For renters, not as much.

Even if you have had a bankruptcy and/or foreclosure, don't think that you are out of the housing purchase market.  If it has been 3 years and you have been working on improving your credit, you may have a good chance at qualifying for an FHA loan program.

I have a couple of great loan officers that I work with that would be happy to determine if you can qualify.

Rent Prices Continue to Rise Faster than Asking Prices

FICO reveals behaviors behind sterling credit scores | Inman News

 Great information if you have always wondered how those FICO scores really affect your purchasing ability.

FICO reveals behaviors behind sterling credit scores | Inman News

Banks using short sales to meet robo-signing obligations | Inman News

 Is your mortgage with any of these banks:  Bank of America, Citi, JPMorgan Chase, Wells Fargo and Ally Financial...Considering a short sale? Now is the time. these banks are being required to give relief due to settlement and you can still qualify for the Tax Mortgage relief Act thru DEC.

Banks using short sales to meet robo-signing obligations | Inman News

How Buyers Can Snag Mortgage Rates in 3% Range | Realtor Magazine

How Buyers Can Snag Mortgage Rates in 3% Range | Realtor Magazine

Realty Times - Mortgage Rates Remain Steady As Consumers Prep for Changes

Great article for finance information.

Realty Times - Mortgage Rates Remain Steady As Consumers Prep for Changes

Realty Times - Two-Study Mashup Reveals Rental Market Boom Towns

 "Prices are close to a bottom and the local economy is growing well. And opportunities in Dallas, Fort Worth and Rochester, which didn't have a boom and bust, are probably best to consider right now," said Hicks.

Realty Times - Two-Study Mashup Reveals Rental Market Boom Towns

Realty Times - 30-year Fixed-rate Mortgage Averages 3.90 Percent

Great time to get a loan!

Realty Times - 30-year Fixed-rate Mortgage Averages 3.90 Percent

Nearly 1 in 4 Households Use Over 1/2 of Income for Housing Costs

Encourage your friends and family in these hard hit areas to move to TX!

Nearly 1 in 4 Households Use Over 1/2 of Income for Housing Costs

Former Home Owners Wait for Second Chance | Realtor Magazine

Great information if you are waiting to be able to purchase after a short sale or Deed in Lieu.

Former Home Owners Wait for Second Chance | Realtor Magazine

Freddie Forecast: Housing and Economy Getting Warmer

Freddie Forecast: Housing and Economy Getting Warmer

Rates Stay Low, With 30-Year Fixed Below 4 Percent

Rates Stay Low, With 30-Year Fixed Below 4 Percent

2925 Oakland Hills Drive

New Listing!

2925 Oakland Hills Drive

What You Need to Know About the Mortgage Settlement | Realtor Magazine

What You Need to Know About the Mortgage Settlement | Realtor Magazine